5 Reasons to Use a Health Insurance Broker
1. Ask the expert – Health insurance brokers are the experts of the ever-changing face of health care. As licensed health insurance specialists, they are best qualified to assist you in finding a quality health insurance plan that best matches your needs and budget
2. No extra cost to you – Cutting out the middle man can usually save you money, but that’s not true with health insurance brokers. Brokers are paid by the health insurance carrier, which means no extra costs for you.
3. Receive unbiased advice – A health insurance broker is only concerned about getting you the best coverage at the best price to fit your needs. You are the broker’s client, so you will receive unbiased advice concerning the benefits of different health insurance companies and plans.
4. You are not a number – When you approach a health insurance company to apply for insurance, you are assigned a number. You may never speak to the same representative. You will be sold a health plan that may or may not be the best available for you and your family. However, being represented by a health insurance broker, you have a name and a voice.
5. Freedom to take charge of your health care decisions – A personal representative will guide you through each step, allowing you to take charge of your health care needs. You know better than anyone what you need when it comes to your health care coverage, and with the assistance of a health insurance broker, you can finally get the coverage you pay for.
Richard Monello is the President and CEO of Custom Health Plans, a full-service Texas health insurance agency offering the most cost-effective and affordable health insurance solutions for individuals, families, small businesses and the self-employed.
